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Choose The Option That's Right for You

If you're looking to conquer the off-roads, Bad Boy has you covered. We've partnered with some of the industry's most respectable financial institutions to bring you the best money-saving options for your Bandit UTV.

Finance Your Bad Boy Bandit UTV
Sheffield Financing
Yard Card Financing
Sheffield Financing

Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of a Bad Boy Bandit UTV.

ANNUAL PERCENTAGE RATE subject to increase after promotional period.

Note: The following financing programs are offered by Sheffield Financial is a division of Truist Bank, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified Bad Boy Mowers purchased from a participating Bad Boy Mower dealer between 8/1/2024 and 10/31/2024..

No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $75,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of Truist Bank, Member FDIC.

Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info

Zero Interest for 120 Days
No Payment for 150 Days thereafter
4.99% for 48 Months [5.13% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

4.99%

Term

48 Months

Loan Documentation
Fee

$150

*Example: On a financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 48 monthly payments of $176.11each. Interest rate is 4.99% [APR is 5.13%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


Zero Interest for 120 Days
No Payment for 150 Days thereafter
5.49% for 60 Months [5.55% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

5.49%

Term

60 Months

Loan Documentation
Fee

$150

*Example: On a financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 60 monthly payments of $149.61 each. Interest rate is 5.49% [APR is 5.55%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


1.99% for 36 Months [3.29% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

1.99%

Term

36 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $219.04each. Interest Rate is 1.99% [APR is 3.29%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


1.99% for 48 Months [2.97% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

1.99%

Term

48 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.93 each. Interest Rate is 1.99% [APR is 2.97%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


3.99% for 48 Months [4.98% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

3.99%

Term

48 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $172.63 each. Interest Rate is 3.99% [APR is 4.98%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


5.99% for 72 Months [6.34% APR*]

Minimum Purchase
Requirement

$15,000

Interest Rate

5.99%

Term

72 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $15,000, your down payment is $0 with 72 monthly payments of $251.02 each. Interest Rate is 6.34% [APR is 6.69%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $15,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


4.99% for 48 Months [5.98% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

4.99%

Term

48 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $176.05 each. Interest Rate is 4.99% [APR is 5.98%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


4.99% for 48 Months [5.98% APR*]

Minimum Purchase
Requirement

$1,500

Interest Rate

4.99%

Term

48 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $176.05 each. Interest Rate is 4.99% [APR is 5.98%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


3.99% for 60 Months [4.79% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

3.99%

Term

60 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $140.80 each. Interest Rate is 3.99% [APR is 4.79%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


4.99% for 60 Months [5.80% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

4.99%

Term

60 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $144.26 each. Interest Rate is 4.99% [APR is 5.80%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice


5.99% for 60 Months [6.80% APR*]

Minimum Purchase
Requirement

$2,500

Interest Rate

5.99%

Term

60 Months

Loan Documentation
Fee

$150

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $147.77 each. Interest Rate is 5.99% [APR is 6.80%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 8/1/2024 and 10/31/2024. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.

Yard Card Financing

The Yard Card, from TD Retail Card Services, is a revolving credit-card program. After approval Qualified Buyers can receive the following terms on purchases of Bad Boy Bandit UTVs.

Click Here To Apply Now Contact Your Local Bad Boy Dealer For more Info

3.99% APR with 60 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

3.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *3.99% APR with 60 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *3.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.841% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


3.99% APR with 54 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

3.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *3.99% APR with 54 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *3.99% APR with 54 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.026% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


4.99% APR with 48 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

4.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *4.99% APR with 48 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 4.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *4.99% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 4.99% will apply to the purchase for the 48 Month promotional period. A minimum payment equal to 2.302% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


4.99% APR with 60 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

4.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *4.99% APR with 60 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 4.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *4.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 4.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.887% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


5.99% APR with 48 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

5.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *5.99% APR with 48 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 5.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *5.99% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 5.99% will apply to the purchase for the 48 Month promotional period. A minimum payment equal to 2.348% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


5.99% APR with 60 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

5.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *5.99% APR with 60 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 5.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *5.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 5.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.933% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.


1.99% APR with 48 Monthly Payments*

Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.

Minimum Purchase
Requirement

$1,500

Promotional APR

1.99%

Promo Fee

$150

Valid Until

10/31/2024

Consumer: *1.99% APR with 48 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $150 for this transaction. 1.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 10/31/2024.

Commercial: *1.99% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for this transaction. The Reduced APR of 2.99% will apply to the purchase for the 48 Month promotional period. A minimum payment equal to 2.169% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 10/31/2024.*4.99% APR with 36 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional